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Quality product, high quantity sales

A good general savings plan should be simple and accessible, while also offering potential for serious growth. So we developed Quantum as the straightforward but flexible plan that provides a gold standard in the offshore market.


Next, we make it an even easier sell by building in a generous bonus structure, beginning with a big boost right at the start.


Here are some of the main benefits that could convince your clients to consider Quantum.


It's simple to get started...

Highly affordable, with low entry premiums

Your clients can start saving with as little as USD 320 a month (they can always increase this later).


Choose from seven policy currencies

Your clients have a choice of seven different currencies when paying into Quantum – so they can choose whichever suits them best.


Credit cards welcome – with no surcharge

Clients often prefer to pay their premiums by credit card, but understandably don’t want to pay extra credit card fees. With Quantum, that’s no problem – we welcome card payment, and we don’t add a penny in costs.


With bonus potential from day 1...

Premium allocation

Each premium paid into a Quantum policy will be allocated at 100% or more. For larger premiums we increase the allocation to 101% or 102%.


The unit booster

We add a premium incentive of up to 600% of the monthly premium to a Quantum policy right at the start. And this isn’t just a one-off: your clients can gain further incentives in the future, if they increase their premiums sufficiently. With Quantum, there’s always more to look forward to.


Long-term loyalty pays

Quantum pays a loyalty bonus based on fund value at the end of the premium term. (Not a bonus based on premiums paid, unlike some providers.) This leaves more scope for potential extra gains - the better the policy performs, the bigger the bonus.


And adaptability throughout...

Excellent fund choice

Your clients can select from more than 150 funds from world-leading fund managers, on fully discounted terms – and these are direct investment funds, not mirror funds.


Free and simple switching

We don’t charge to change funds, so your clients can switch between sectors and themes as frequently as they decide. And they won’t pay any initial charges from the fund manager, either. This can even be done online.


Flexible and accessible

If your client’s circumstances change, even if only after a short while, their Quantum policy can change with them – our premium holiday means they can take a break from saving. They can also take withdrawals should they need to, and they can pay in lump sums when they want to.


Easy monitoring means extra reassurance for your clients

If they wish, your clients can view the progress of their Quantum policies online, simply and at no cost, just by activating their Online Service Centre account.