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International Pension Schemes

This section provides information on common International Pension Schemes.

International schemes can offer advantages to individuals who are looking to transfer frozen UK pension funds. The 3 most commonly used schemes are:


A Qualifying Recognised Overseas Pension Scheme (QROPS)

Registered with HMRC and allows UK pension benefits to be transferred overseas.


A Qualifying Non UK Pension Scheme (QNUPS)

Does not have to be registered with HMRC and it is generally used by UK/non-UK residents looking for an international pension scheme. UK pension benefits cannot be transferred to a QNUPS.


A Self-Invested Personal Pension Scheme (SIPPS)

Can be available to UK/non-UK residents; these schemes are generally registered in the UK.



The following documents provide further information on the above schemes: