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Trust Range overview

Whether your clients want to avoid Manx Probate, create an Excluded Property trust or keep their Life Cover out of their estate for IHT purposes, RL360°'s trust range could help.

RL360° offers a choice of trusts most of which can be established on either a ‘Bare Trust’ (Fixed Beneficiary) or ‘Discretionary Trust’ (Flexible Beneficiary) basis in order to accommodate the needs of a wider range of investors. The differences between a Bare and Discretionary Trust and further details on all our trusts can be found in our Guide to Trusts.


Isle of Man Probate Trust

Suitable for individuals looking to avoid Isle of Man Probate upon their death. Nothing else.


Loan Trust

This enables the Settlor(s) to make a gift of the growth of their investment and still retain access to their original capital


Gift Trust

Facilitates an outright gift to the trustees for the benefit of the beneficiaries


International Flexible Trust

Simple, flexible trust which can also be used as an Excluded Property Trust


Beneficiary Trust

This trust is only created on the death of the last surviving policyholder. It’s an alternative to a nomination of beneficiary form


Split Trust

Can only be used with RL360°’s LifePlan. It allows UK domiciled policyholders who have Life Cover and Critical Illness Cover (CIC) to access the CIC benefits but keep the Life Cover outside of their estate for IHT purposes