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Welcome to RL360's

dedicated financial adviser website

For financial advisers only

Not to be distributed to, or relied on by, retail clients

Fund Launch - RL360 Multi-Asset Portfolios

On 21 September 2018, we will be launching a range of 16 multi-asset portfolios as a replacement for the RL360 Capital Protected fund range.

The RL360 Multi-Asset Portfolios (together the "MAP funds")

We have 16 to choose from, 8 of them with a global investment focus in both USD and GBP, 4 with a US focus in USD and a further 4 with a UK focus in GBP. Each one blends equity, fixed income and cash funds in differing percentages and are numbered 1 to 4. Every month we make sure that the percentages continue to stay the same; this is called rebalancing. Whilst there is no capital protection provided by the MAP funds, series 1 holds 45% in cash funds and is the most cautious of our portfolios. Series 4 holds just 12.5% in cash.


Choosing the best portfolio for your clients

All of our MAP funds aim to marry steady growth with limited volatility, but in general each series, from 1 through to 4, increases in volatility as the equity exposure goes up. The fund or combination of funds that is right for policyholders depends on their attitude to risk and financial objectives. There are no guarantees but series 4 is likely to offer the greatest potential for long-term growth, whilst series 1 may be suitable if policyholders have a shorter outlook and are looking to consolidate their existing position.


The MAP funds are daily priced and daily traded providing added flexibility to switch between funds.


MAP fund range

Currency available

Investment region

RL360 Global Multi-Asset Portfolio 1-4

GBP

Global

RL360 Global Multi-Asset Portfolio 1-4

USD

Global

RL360 UK Multi-Asset Portfolio 1-4

GBP

UK

RL360 US Multi-Asset Portfolio 1-4

USD

US


Charges

The MAP funds are subject to ongoing charges which we limit to 1.25% per year, meaning that where the underlying funds have a charge of 0.75% our charge is no more than 0.50%. We don't apply any bid/offer spread charges when switching into or out of a MAP fund.


Where to find details of the new MAP Funds

A Multi-Asset Portfolio (MAP) Fund Guide has been produced which details the investment objectives, asset allocations and costs of the new fund options. The guide also provides simulated performance and is intended to provide an indication as to how the portfolio would have performed if it had been launched five years ago.


A sample of the policyholder letter can be viewed opposite.