RL360 Model Portfolio Solutions Funds

Some things are just better together

Picking a range of funds from scratch to build a diversified portfolio for your clients is not always easy. That's why RL360 has teamed up with BlackRock, one of the world's largest asset managers*, to offer you some alternative managed fund options - the RL360 Model Portfolio Solutions Funds (the “RL360 MPS Funds”). 

Powered by asset allocation from BlackRock, the RL360 MPS Funds invest in a well-diversified mix of active and passive, ESG-integrated**, collective investment funds from the BlackRock stable and are expertly crafted to meet a range of objectives and risk tolerances, making it simple for you to pick a solution that aligns with your client's investment goals, all in a neatly wrapped package with an annual management charge of only 1%.

Exclusive product availability

Launched in March 2023, the RL360 MPS Funds are currently only available through the following RL360 unit-linked products:  

• Regular Savings Plan
• Oracle
• LifePlan
• Quantum
• Paragon

Building on BlackRock's risk-modelling expertise

There are three RL360 MPS Funds available, each designed to target a volatility threshold and ensure that risk remains within the selected tolerance. 

Utilising BlackRock’s extensive resources, risk-modelling and macro-economic forecasting skills, the asset allocation for each strategy is rebalanced quarterly by BlackRock (or more frequently depending on market conditions) - we then reflect those asset allocation changes within the RL360 MPS Funds. 

This means that you need only select the relevant RL360 MPS Fund for your client and we will do the rest. This can take the stress out of selecting individual funds from our standard fund range and provides you with a diversified solution, leveraging BlackRock's risk-modelling expertise, all wrapped up in a single investment option.

The available RL360 MPS Funds

The RL360 MPS Funds are available as follows, all priced in US Dollar:

Behind the asset allocation 

Each portfolio for the RL360 MPS Funds is constructed using around 15-20 BlackRock collective investment funds, including iShares index funds, covering a wide range of asset classes, sectors and regions, offering a well-diversified portfolio. The BlackRock asset allocation team aims to generate alpha in areas where it believes it can outperform the market, and uses iShares passive index funds where it seeks to simply gain sector exposure. The model portfolios are not tied to set percentages for equities, bonds and cash like many traditional multi-asset funds, driven by their volatility targets.

A ready-made, credible alternative for you and your clients, with diversification taken care of. BlackRock will manage the asset allocation so you don't have to.

Where to find more information

The RL360 Model Portfolio Solutions Fund Guide provides you with more details, including the current asset allocation of each model. The guide is available in English, Spanish and Portuguese:

• RL360 Model Portfolio Solutions Fund Guide 
• RL360 Model Portfolio Solutions Guía De Fondos
• RL360 Modelo Para Soluções De Portfólio Guia Sobre O Fundo
   

Market commentary, provided by BlackRock, will also be provided here, and will be updated on a quarterly basis, along with the fund guides.

The RL360 MPS Funds can also be found alongside the other individual funds, for the products mentioned above, within our Morningstar powered product fund centres, which are online dynamic fund screening and analysis tools. Please note that as the RL360 MPS Funds were launched in March 2023, initially only short-term performance history will be available.

IMPORTANT NOTES

* BlackRock: $8.59 trillion assets under management as at 31/12/22

** ESG (environmental, social and governance) - a set of standards used to measure the ethical corporate behaviour and social responsibility of an organisation. 

Investment involves risk. Diversification and asset allocation may not fully protect your clients from market risk. Past performance is not a guarantee of future performance and your clients may not get back the amount invested. The performance of the RL360 Model Portfolio Solutions Funds will go up and down. Past performance may not be repeated and should not be used as a guide to future performance. RL360 is not responsible for, and will not compensate your clients in relation to, the performance of the RL360 Model Portfolio Solutions Funds.

The RL360 Model Portfolio Solutions Funds are managed and provided by RL360 Insurance Company Limited (‘RL360’) and utilise asset allocations provided by BlackRock. BlackRock does not provide any service or product to you or your clients and has not considered the suitability of its asset allocations against individual needs, objectives and risk tolerances for investors. As such, BlackRock’s asset allocations do not constitute investment advice or an offer to sell or a solicitation of an offer to buy any securities.

iShares® and BlackRock® are registered trademarks of BlackRock, Inc. and its affiliates (‘BlackRock’) and are used under license. BlackRock is not affiliated with RL360 and therefore makes no representations or warranties regarding the advisability of investing in any product or service offered by RL360. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of such product or service nor does BlackRock have any obligation or liability to any client or customer of RL360.