RL360's International Investment jargon buster

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NAV
Net Asset Value. The total assets of a company less its liabilities. NAV can also refer to a fund's price per share or unit.

Nil Rate Band
An allowance set by HMRC of the value of a person's estate that is not subject to Inheritance Tax in the United Kingdom. This is currently £325,000.

Nominee
A person or company nominated by another to hold shares on their behalf.

Non-qualifying policy
Policies that are non-qualifying mean the proceeds are subject to tax for UK resident individual policyholders. All RL360°'s products are non-qualifying.